Secure Your Online Transactions

With the help of internet and other technological innovations, the banking sector has also grown widely along with other sectors. It now provides easy, convenient and paperless online transactions. The facility of conducting financial transactions online saves your energy as well as the time that you earlier spent at the bank or any retail center while shopping.

This convenience got multiplied with the advent of smart phones as one can now carry out financial transactions through their phone from anywhere. You can shop, book tickets, transfer money, check account status, etc. The list of things you can do with your phone and personal banking card goes on. The need to stop at the ATM for every small need also reduces as more and more enterprises now accept payment through cards as well.

But with cases of online fraud and other such news, new users as well as some existing users often get apprehensive whether they can have secured online transactions. It is very important to make secure online transactions to avoid compromising your payment and card details. Other than that, you also run a risk of identity theft if your personal details from the card end up in wrong hands. But the good news is that with just a bit of vigilance, one can easily shop online securely without any worries. There are many ways the internet helps you identify the security level of the website through which you intend to conduct transactions. Here are some points to keep in mind to make the transaction more secure:

• When performing any financial transactions online, make sure that the web address of the site you are using has the prefix ‘HTTPS’. The S in HTTPS stands for Secure Socket Layer (SSL) which is an encryption protocol. Avoid conducting any transactions if the website prefix is different and try another site for secure online transactions.

• Additionally, a lock icon will also appear next to the address bar of your web browser indicating that you can shop online securely. Avoid using the site if this icon is not present.

• Use the virtual keyboard, especially when conducting transactions from a public computer, to avoid being duped by key loggers. A key logger is software installed in a computer that records and passes information of the keyboards taps you have made.

• Choose a password for your card/s that is a combination of numbers, alphabets and special characters. It is important to choose something that is related to you so that you can remember it easily without having to store it anywhere that can be accessed by others.

• Keep your devices updated with the latest security measures from trusted brands and avoid using public wireless internet services to ensure secure shopping and to prevent hackers from using your device or personal details.

You can also shop online securely by keeping in mind these few safety tips. Do not ever compromise on conducting safe online transactions as that would mean compromising with your identity and cards details.

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