This section will contain all general and other articles
Claim Settlement Ratio for Life Insurance Companies for 2013-14 Click here to read about latest claim settlement ratio for 2013-14 ___________________________________________________________________ For people looking to buy a term insurance plan, annual premium charged for the term plan and claim settlement ratio of the life insurance company are two very important considerations apart from other important […]
Introduction Few months back while surfing the internet I came across an advertisement that claimed to recharge my mobile free of cost. I was surprised as well as curious to know how that could be possible. I clicked on the ad and was taken to a website www.freecharge.in. On having a detailed look at the […]
Goal Based Financial Planning – Building a Gold Fund Recently I saw a television advertisement of PCJ (PC Jeweller), a well known gold retailer. The advertisement shows a nuclear family and the little daughter enjoying the wedding photographs of her parents. The mother happily points at one of her wedding picture and tells the daughter […]
Introduction Rajiv Menon is a 44 year old paedtrician who has been investing in different types of mutual funds since last few months on the basis of advice given by his friends. But Rajiv is not very sure of the difference in the types of funds that he has been investing in and is curious […]
Claim Settlement Ratio for Life Insurance Companies for 2013-14 Click here to read about latest claim settlement ratio for 2013-14 ___________________________________________________________________ Introduction Naresh Malhotra is a 30 year old marketing executive. He is on the lookout for a pure term insurance plan for a cover of Rs. 50 lakhs for a period of 20 years. […]
Introduction The year 2011 was not very good for the Indian equity markets. The market indices Nifty 50 and Sensex 30 ended with losses of around 25% and the losses in most individual stocks were even higher. The New Year has arrived and it is February and tax planning season has started. Like his annual […]
Introduction In this article, we will explore how should parents go about building a fund for their child’s higher education. Steps in Child Education Planning To understand the process of child education planning let us take an example. Rajesh’s son Mohit is 1 year old. He wants to accumulate money for Mohit’s higher education (MBA). […]
Introduction When it comes to investing in precious metals, the first choice for people is gold. Silver is often considered as the poor cousin of gold. But in the last one year the prices of silver shot up from around Rs. 26,000 per kg to hit a high of Rs. 70,000 and currently settle down […]
Introduction Ajay’s 2 year old son Manoj likes playing with aeroplane toys. Right from his childhood days Manoj aspires to become a pilot when he grows up. Ajay (29 years old) had a dream of making his son a pilot and he was saving money for his son’s education. Ajay’s dream made a crash landing […]
Introduction Does your health insurance policy cover treatment costs for things like sore throat, cracked lips, running nose, wisdom tooth, broken finger, itchy eyes etc????? Chances are not. Most of the policies issued by Health Insurance Companies do not cover the treatment costs for these small-small illness for which we consult a doctor or visit […]
Introduction In the year 2007 when the stock markets were booming lot of new companies tapped the primary market to raise money by issuing shares through Initial Public Offerings (IPO’s). At that time a private company from a big industrial group came out with an IPO. The private company got tremendous response for their IPO. […]
Introduction Over the last few years since 2003 the stock markets have boomed like never before. The Sensex rallied from a low of 3000 in 2003 to 21000 in 2008 only to fall back to 8000 in 2008 and bounce back to 20,000 in 2010. During these 6 years with the boom in stock markets, […]
Introduction Career Point Infosystems Limited almost doubles on listing!!! Coal India IPO to hit the markets with a plan to raise as much as $3 billion!!!! Is this the kind of news that makes you wonder what this is all about??? Then look no further. This article throws some light on the concept of Initial […]
Introduction On 21st September 2010 the Sensex scaled Mount 21K and the Nifty recaptured the 6k mark after more than 2 years. After doing his MBA, Naresh has recently joined a MNC. Naresh has been reading about the frenetic rise in the stock markets from 17k levels to 20k levels. He has been reading in […]
Bank Savings Account with NO CHARGES Introduction Imagine a Bank Savings Account which comes with facilities like no Minimum Amount Requirement to Open a new Account, No Monthly/Quarterly Minimum Balance Requirement, No limit on number of Monthly Free ATM Transactions (including other banks ATM usage), No Annual Fees for Debit Card, No Charges for Cheque […]
Hi Friends On 23rd March 2010, Dhanalakshmi Bank has launched a credit card in which the credit period for every transaction is 45 days. Yes you read it right the credit period for EVERY TRANSACTION is 45 days interest free credit irrespective of the date on which the transaction is done. This is different from […]
Investing in Gold the ETF Way Introduction Arjun is a worried father these days. His daughter’s wedding is planned in the next 6 months. Over the last 2 years or so gold prices have soared from near about Rs 10,000 per 10 grams levels to Rs 17000+ levels. This frenetic rise in the prices of […]
Home Loan Rates – Customers spoilt for choice In the last few months lot of banks have introduced dual rate home loan schemes to woo the customers who are spoilt for choice. Banks are going all out to grab the maximum share of the customer’s wallet by introducing these enticing schemes. There are primarily few […]
Introduction Initially Mutual Fund units could be bought and sold through a Mutual Fund agent or the Mutual Fund House directly. Now SEBI has introduced a third avenue. Under this system transactions in mutual fund schemes (buying and selling) will be facilitated through the stock exchange infrastructure. This facility will be available on all business […]
Ways to Invest in Gold Introduction Rahul is a worried father these days. His daughter’s marriage is planned 6 months down the line. He had big plans to buy a lot of gold for his daughter like any father would do in a normal Big Fat Indian Wedding. But the way gold prices have soared […]