Last Updated on July 29, 2019 by Gopal Gidwani

While you’re cruising away on your new travel adventure, you cannot ensure the stability of your trip. Due to the uncertainty of life, predicting the 100% safety and security of your trip is illogical. While insurance companies put their best foot forward in order to protect you when you’re gone, the rest lies in your hands. In order to ensure a hassle-free journey, it is your responsibility to renew your travel insurance on a timely basis.

Take a look at this guide on travel insurance renewal which will help you understand the significance of renewal better.

When can you renew your travel insurance policy?
In order to renew your expired travel insurance, it is important to understand when you can do so. Therefore, before you opt for renewal, take a look at the right time for the renewal process of your expired insurance policy of travel:

1. Typically, the initial coverage of your travel insurance depends upon the policy that the policyholder has availed earlier. Hence, it is important to opt for renewal well in advance.
2. Coverage for an international trip is made available for straight 180 days in one go. Further, it can be extended for more 180 days.
3. Under a student travel plan, the feature of auto-renewal is permitted until the completion of their study term.

How to renew your travel insurance plan?
Renewal of travel insurance plan can be done in two ways i.e. online and offline. While online renewal is easy and time-saving, the offline renewal is difficult to follow and time-consuming. Go through both the processes for online as well as offline for a better understanding of the same. Take a look.

For online renewal:

1. Visit the online website of your insurance provider.
2. Log in to your existing account
3. Make use of the multiple online payment options like credit or debit card payment, net banking and so forth for the renewal
4. After the payment, you will receive your renewed policy via email. Take a print of the same and use it as and when required.

For offline renewal:

1. Contact your insurance company if you wish to make any specific changes in your previous policy.
2. Ask the insurance provider to either make the changes in the policy or choose from the options that he provides for renewal.
3. Submit the application form and the paperwork to take the process of your renewal further.
4. Go through the terms and conditions, exclusions and inclusions of the plan opted by you.

What are the benefits of travel insurance renewal?
Whether it is travelling for business or for your own pleasure, travel has become a major part of our lives. Due to the constant back and forth, the frequency of risks related to travel is rapidly increasing. In order to prevent these risks, renewal of travel insurance is essential to keep you protected. Renewal of policy will avoid any emergency situations popping up at your doorstep. Take a look at these benefits of travel insurance renewal:

1. It allows you to make a claim for the cancellation of flights or rescheduled flights.
2. Covers you against the health emergencies coming your way.
3. It offers coverage for your entire family.
4. Provides emergency assistance in times of loss of passport or baggage.
5. It makes provision for coverage in order to help you with either accidental or personal loss.

Now that you know the benefits of the travel insurance renewal, what are you waiting for? Whether you’re looking for family travel insurance or travel insurance for senior citizens, do not give renewal a miss. Keep the expiry date in mind immediately after you purchase the travel insurance policy. That way, you’ll easily ensure that the renewal of your policy takes place on its time without missing the date.